Supported EMI choices
Define this requirement around your business use case and confirm the supported configuration, operational ownership and review process with our team.
Affordability
Give eligible customers more flexibility at checkout.
Present suitable instalment and deferred payment options through supported financing arrangements. AADHAR PAY helps merchants introduce eligible EMI and Pay Later choices while keeping the customer's payment journey clear about availability and applicable terms.
Conceptual illustration · service arrangement confirmed during onboarding
What you can do
Eligible deferred payment options
Connect each payment with its business purpose so staff can follow the customer journey and review the relevant records.
Clear financing information
Present supported financing choices with eligibility and provider terms. Approval, interest and fees belong to the relevant financing arrangement.
Collection and reporting integration
Discuss how this service fits your website, application or internal system, including references and result handling required by your team.
How it works
Enable an approved financing arrangement
Identify the business purpose, reference information and responsible team for this stage of the workflow.
Present eligible options
Use the configured service arrangement and preserve the business reference as the request moves to the next stage.
Customer reviews provider terms and authorises
Obtain the relevant consent or authorisation through the supported process before any request proceeds.
Merchant follows collection records
Review the available outcome records and establish ownership for follow-up where an item needs attention.
Approval, interest, fees and repayment terms are determined by the financing provider. Eligibility is not a guarantee of credit approval.
Who it is for
Why AADHAR PAY
EMI & Pay Later helps your team connect supported EMI choices with collection and reporting integration in an organised workflow. Clear references and agreed responsibilities support practical implementation and more informed operational follow-up.
Discuss your workflow →EMI & Pay Later: your questions
How does EMI & Pay Later fit into my business workflow?
Start with supported emi choices and clear financing information. Define this requirement around your business use case and confirm the supported configuration, operational ownership and review process with our team. The team can help map the appropriate service arrangement to your business references and responsibilities.
What should we prepare to start with emi & pay later?
Share your business activity and requirements for supported EMI choices. Our team will explain eligibility, documentation and any partner-dependent approvals before activation.
How can our systems support eligible deferred payment options?
Connect each payment with its business purpose so staff can follow the customer journey and review the relevant records. Approved technical documentation and access details are shared through the applicable onboarding process; no credentials are requested in this marketing enquiry.
How should our team review collection and reporting integration?
Discuss how this service fits your website, application or internal system, including references and result handling required by your team. Confirm available reporting, operational timelines and charges in the agreed service scope rather than assuming a universal schedule.
Related services
Affordability Widget
Present indicative financing choices alongside the purchase journey with an AADHAR PAY affordability widget. Help customers explore supported instalment options before checkout, with clear information about eligibility and the terms provided by the relevant financing partner.
Explore Affordability Widget →Smart Checkout
Give customers a clear, responsive checkout experience with AADHAR PAY. Organise payment choices, order details and payment feedback into an easy-to-follow journey designed to help customers complete their purchase with confidence.
Explore Smart Checkout →Payment Gateway
Bring digital payment acceptance to your website or application with AADHAR PAY. Offer customers suitable payment choices while helping your business organise transaction tracking, refunds and settlement information through a connected payment workflow.
Explore Payment Gateway →